Try Aura risk free with a 14-day free trial and 60-day money-back guarantee on annual plans.² See our full feature list. Based on March 2026 competitive research, including McAfee, LifeLock, Norton, IdentityForce, NordProtect, Surfshark, and Cloaked. Save your passwords as you go; access them using browser extension. Aura alerts you if your identity is used for high-risk transactions, such as opening payday loan
Identity Theft Statistics 2025: The Numbers Are Ugly—Your First 10 Minutes Matter Identity theft statistics from FTC, FBI IC3, AARP, and Javelin: 2024 reports, losses, age and state risk, data breaches, stolen information misuse, underreporting, and the first steps to take no
You can access this by logging into Credit Journey and clicking the “Alerts” tab. For $19.95 per month, you can know where you stand with access to your 3-bureau credit report. It’s a good idea to combine credit monitoring with other protective measures, such as security freezes and fraud alerts, to help best protect yourself. Monitoring your credit reports only lets you know when fraud might be occurring—it doesn’t, on its own, generally stop the fraud from occurring. Credit monitoring services keep an eye on key changes to your credit report, and you can set it up so you receive email or text notifications whenever a key change occurs. You can then review those credit reports for any suspicious activit
In addition to the recommendations included here, you can get greater peace of mind by signing up for identity theft protection products. The fallout from medical ID theft can show up on your credit reports and damage your credit scores. Regularly review copies of your credit report from each of the three nationwide credit bureaus, and start monitoring all your accounts. You now have permanent access to free weekly credit report
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We also test the most expensive tier available so that we can access all features. During testing, we provide our Social Security number to each ID theft service so that our full identity can be monitored. However, most insurance plans will not cover stolen money or financial loss from fraudulent purchases. Most insurance will cover the cost of replacing important documents, any legal fees you might incur, case manager fees, any alert fees on your credit reports and even lost wages. If it’s just you, the individual plans will be your best bet, but if you can find out more you’re looking for wider coverage, take a look at the family plan
For these reasons and more, you can find out more it’s a smart move to seek protection from a trusted credit protection company. And you don’t want to find out the hard way that your credit has been compromised due to identity theft. We’ve showcased a handful of the best offers above, highlighting the pros and cons and the reasons they made our list. We tested over 50 ID monitoring services for hundreds of hours, signing up for the plans ourselves and entrusting them with our personal info. Or, at the very least, you’ll rest a little easier knowing that experts are constantly keeping watch over your all-important credit accounts. The credit score feature is especially helpful, as a sudden dramatic dip in your credit score is often a tell-tale sign that identity theft has taken plac
“Make sure the identity theft protection company you choose has fraud resolution experts and an aggressive resolution program,” said Levin. The best services offer white glove restoration, which assigns a fraud specialist to your case to do the heavy lifting to restore your identity. In the event that your identity is compromised, an identity theft protection company will work with you on a recovery plan. There are steps you can take to protect yourself if you are mulling over whether you want identity theft protectio